diff --git a/accounting/payables/pay/media/sepa01.png b/accounting/payables/pay/media/sepa01.png new file mode 100644 index 000000000..116addb8e Binary files /dev/null and b/accounting/payables/pay/media/sepa01.png differ diff --git a/accounting/payables/pay/media/sepa02.png b/accounting/payables/pay/media/sepa02.png new file mode 100644 index 000000000..af3672474 Binary files /dev/null and b/accounting/payables/pay/media/sepa02.png differ diff --git a/accounting/payables/pay/media/sepa03.png b/accounting/payables/pay/media/sepa03.png new file mode 100644 index 000000000..5935eb667 Binary files /dev/null and b/accounting/payables/pay/media/sepa03.png differ diff --git a/accounting/payables/pay/media/sepa04.png b/accounting/payables/pay/media/sepa04.png new file mode 100644 index 000000000..9342ebb0d Binary files /dev/null and b/accounting/payables/pay/media/sepa04.png differ diff --git a/accounting/payables/pay/sepa.rst b/accounting/payables/pay/sepa.rst index 0395a4abe..e7462651c 100644 --- a/accounting/payables/pay/sepa.rst +++ b/accounting/payables/pay/sepa.rst @@ -1,3 +1,140 @@ ============= Pay with SEPA ============= + +SEPA, the Single Euro Payments Area, is a payment-integration initiative +of the European union for simplification of bank transfers denominated +in EURO. SEPA allows you to send payment orders to your bank to automate +bank wire transfer. + +SEPA is supported by the banks of the 28 EU member states as well as +Iceland, Norway, Switzerland, Andorra, Monaco and San Marino. + +With Odoo, once you decide to pay a vendor, you can select to pay the +bill with SEPA. Then, at the end of the day, the manager can generate +the SEPA file containing all bank wire transfers and send it to the +bank. The file follows the SEPA Credit Transfer 'PAIN.001.001.03' +specifications. This is a well-defined standard that makes consensus +among banks. + +Once the payments are processed by your bank, you can directly import +the account statement inside Odoo. The bank reconciliation process will +seamlessly match the SEPA orders you sent to your bank with actual bank +statements. + +Configuration +============= + +Install the required module +--------------------------- + +To pay suppliers with SEPA, you must install the **SEPA Credit Transfer** +module. This module handle the process of generating SEPA files based on +Odoo payments. + +.. note:: + + According to your country and the chart of account you use, this module may + be installed by default. + +Activate SEPA payment methods on banks +-------------------------------------- + +In order to allow payments by SEPA, you must activate the payment method +on related bank journals. From the accounting dashboard (the screen you +get when you enter the accounting application), click on "More" on your +bank account and select the "Settings" option. + +To activate SEPA, click the **Advanced Settings** tab and, in the **Payment +Methods** part of the **Miscellaneous** section, check the box **Sepa Credit +Transfer**. + +Make sure to specify the IBAN account number (domestic account number +won't work with SEPA) and the BIC (bank identifier code) on your bank +journal. + +.. note:: + + By default, the payments you send using SEPA will use your company name as + initiating party name. This is what appears on the recipient's bank statement + in the **payment from** field. You can customize it in your company settings, + in the tab **Configuration**, under the **SEPA** section. + +.. image:: ./media/sepa01.png + :align: center + +Pay with SEPA +============= + +Register your payments +---------------------- + +You can register a payment that is not related to a supplier bill. To do +so, use the top menu :menuselection:`Purchases --> Payments`. Register your +payment and select a payment method by Sepa Credit Transfer. + +If it's the first time you pay this vendor, you will have to fill in the +Recipient Bank Account field with, at least, the bank name, IBAN and BIC +(Bank Identifier Code). Odoo will automatically verify the IBAN format. + +For future payments to this vendor, Odoo will propose you automatically +the bank accounts but you will be able to select another one or create a +new one. + +If you pay a specific supplier bill, put the reference of the bill in +the **memo** field. + +.. image:: ./media/sepa02.png + :align: center + +Once your payment is registered, don't forget to Confirm it. You can +also pay vendor bills from the bill directly using the Register Payment +button on top of a vendor bill. The form is the same, but the payment is +directly linked to the bill and will be automatically reconciled to it. + +Generate SEPA files +------------------- + +From your accounting dashboard, you should see if there are SEPA files +to generate for every bank account. + +.. image:: ./media/sepa03.png + :align: center + +Click on the link to check all the payments that are ready to transfer +via SEPA. Then, select all the payments you want to send (or check the +top box to select all payment at once) and click on :menuselection:`More --> +Download SEPA Payments`. + +.. image:: ./media/sepa04.png + :align: center + +Troubleshooting +=============== + +The bank refuses my SEPA file +----------------------------- + +Ask your bank if they support **PAIN.001.001.03 SEPA Credit Transfers**. If +they don't, or cannot provide relevant informations, please forward the +error message to your Odoo partner. + +There is no Bank Identifier Code recorded for bank account ... +-------------------------------------------------------------- + +In order to send a SEPA payment, the recipient must be identified by a +valid IBAN and BIC. If this message appear, you probably encoded an IBAN +account for the partner you are paying but forgot to fill in the BIC +field. + +.. seealso:: + + * :doc:`check` + + .. todo:: How to define a new bank? + .. todo:: How to reconcile bank statements? + +. rst-class:: text-muted + +| Written by Fabien Pinckaers (Odoo) +| Proofread by Arthur Maniet (Odoo), Jordi Ballester (eficent)