diff --git a/content/applications/finance/accounting/payables/pay/sepa.rst b/content/applications/finance/accounting/payables/pay/sepa.rst index 4319da4f2..735ae372e 100644 --- a/content/applications/finance/accounting/payables/pay/sepa.rst +++ b/content/applications/finance/accounting/payables/pay/sepa.rst @@ -2,135 +2,86 @@ Pay with SEPA ============= -SEPA, the Single Euro Payments Area, is a payment-integration initiative -of the European union for simplification of bank transfers denominated -in EURO. SEPA allows you to send payment orders to your bank to automate -bank wire transfer. +SEPA, the Single Euro Payments Area, is a payment-integration initiative of the European Union to +simplify bank transfers denominated in euros. SEPA allows you to send payment orders to your +bank to automate bank wire transfers. -SEPA is supported by the banks of the 28 EU member states as well as -Iceland, Norway, Switzerland, Andorra, Monaco and San Marino. +SEPA is supported by the banks of the 27 EU member states, as well as: -With Odoo, once you decide to pay a vendor, you can select to pay the -bill with SEPA. Then, at the end of the day, the manager can generate -the SEPA file containing all bank wire transfers and send it to the -bank. +EFTA countries: -By default,the file follows the SEPA Credit Transfer **'pain.001.001.03'** -specifications. This is a well-defined standard that makes consensus -among banks. However, according to the country set on your company, -another format can be used : **'pain.001.001.03.ch.02'** for Switzerland -and **'pain.001.003.03'** for Germany. +- Iceland; +- Liechtenstein; +- Norway; +- Switzerland. -Once the payments are processed by your bank, you can directly import -the account statement inside Odoo. The bank reconciliation process will -seamlessly match the SEPA orders you sent to your bank with actual bank -statements. +Non-EEA SEPA countries: + +- Andorra; +- Monaco; +- San Marino; +- United Kingdom; +- Vatican City State. + +Non-EEA territories: + +- Saint-Pierre-et-Miquelon; +- Guernsey; +- Jersey; +- Isle of Man. + +When paying a bill in Odoo, you can select SEPA mandates as a payment option. At the day's end, +you can generate the SEPA file containing all bank wire transfers and send it to the bank. + +By default, the file follows the SEPA Credit Transfer **'pain.001.001.03'** specifications. This is +a well-defined standard among banks. However, for Swiss and German companies, other formats are used +**'pain.001.001.03.ch.02'** for Switzerland and **'pain.001.003.03'** for Germany. + +Once the payments are processed by your bank, you can directly import the account statement in +Odoo. The bank reconciliation process will seamlessly match the SEPA orders you sent to your bank +with actual bank statements. Configuration ============= -Install the required module ---------------------------- +Activate SEPA Credit Transfer (SCT) +----------------------------------- -To pay suppliers with SEPA, you must install the **SEPA Credit Transfer** -module. This module handle the process of generating SEPA files based on -Odoo payments. +To pay suppliers with SEPA, you must activate the **SEPA Credit Transfer** setting. To do so, go to +:menuselection:`Accounting --> Configuration --> Settings --> Vendor Payments: SEPA Credit Transfer +(SCT)`. By activating the setting and filling out your company data, you will be able to use the +SCT option when paying your vendor. .. note:: - According to your country and the chart of account you use, this module may - be installed by default. + According to the localization package installed, the **SEPA Direct Debit** and **SEPA Credit + Transfer** modules may be installed by default. If not, they need to be :doc:`installed + <../../../../general/apps_modules>`. Activate SEPA payment methods on banks -------------------------------------- -In order to allow payments by SEPA, you must activate the payment method -on related bank journals. From the accounting dashboard (the screen you -get when you enter the accounting application), click on "More" on your -bank account and select the "Settings" option. +From the accounting dashboard, click on the drop-down menu (:guilabel:`⋮`) on your bank journal and +select :guilabel:`Configuration`. Click the :guilabel:`Outgoing Payments` tab, and, if not already +present, add :guilabel:`SEPA Credit Transfer` under :guilabel:`Payment Method`. -To activate SEPA, click the **Advanced Settings** tab and, in the **Payment -Methods** part of the **Miscellaneous** section, check the box **Sepa Credit -Transfer**. +Make sure to specify the IBAN account number (domestic account numbers do not work with SEPA) and +the BIC (bank identifier code) in the :guilabel:`Journal Entries` tab. -Make sure to specify the IBAN account number (domestic account number -won't work with SEPA) and the BIC (bank identifier code) on your bank -journal. +Registering payments +-------------------- -.. note:: - By default, the payments you send using SEPA will use your company name as - initiating party name. This is what appears on the recipient's bank statement - in the **payment from** field. You can customize it in your company settings, - in the tab **Configuration**, under the **SEPA** section. +You can register and vendor payments made with SEPA. To do so, go to :menuselection:`Accounting --> +Vendors --> Payments`. When creating your payment, select :guilabel:`SEPA Credit Transfer` as the +:guilabel:`Payment Method`. -.. image:: sepa/sepa01.png - :align: center +The first time you pay a vendor with SEPA, you have to fill in the :guilabel:`Recipient Bank +Account` field with the bank name, IBAN, and BIC (Bank Identifier Code). Odoo automatically verifies +if the IBAN format is respected. -Pay with SEPA -============= +For future payments to this vendor, Odoo will automatically suggest you the bank account, but it +remains possible to select a new one. -Register your payments ----------------------- - -You can register a payment that is not related to a supplier bill. To do -so, use the top menu :menuselection:`Purchases --> Payments`. Register your -payment and select a payment method by Sepa Credit Transfer. - -If it's the first time you pay this vendor, you will have to fill in the -Recipient Bank Account field with, at least, the bank name, IBAN and BIC -(Bank Identifier Code). Odoo will automatically verify the IBAN format. - -For future payments to this vendor, Odoo will propose you automatically -the bank accounts but you will be able to select another one or create a -new one. - -If you pay a specific supplier bill, put the reference of the bill in -the **memo** field. - -.. image:: sepa/sepa02.png - :align: center - -Once your payment is registered, don't forget to Confirm it. You can -also pay vendor bills from the bill directly using the Register Payment -button on top of a vendor bill. The form is the same, but the payment is -directly linked to the bill and will be automatically reconciled to it. - -Generate SEPA files -------------------- - -From your accounting dashboard, you should see if there are SEPA files -to generate for every bank account. - -.. image:: sepa/sepa03.png - :align: center - -Click on the link to check all the payments that are ready to transfer -via SEPA. Then, select all the payments you want to send (or check the -top box to select all payment at once) and click on :menuselection:`More --> -Download SEPA Payments`. - -.. image:: sepa/sepa04.png - :align: center - -Troubleshooting -=============== - -The bank refuses my SEPA file ------------------------------ - -Ask your bank if they support the **SEPA Credit Transfer specification** -(the SEPA pain version depends on the country set on your company). If -they don't, or cannot provide relevant information, please forward the -error message to your Odoo partner. - -There is no Bank Identifier Code recorded for bank account ... --------------------------------------------------------------- - -In order to send a SEPA payment, the recipient must be identified by a -valid IBAN and BIC. If this message appear, you probably encoded an IBAN -account for the partner you are paying but forgot to fill in the BIC -field. - -.. seealso:: - - :doc:`check` - - :doc:`../../bank/setup/bank_accounts` - - :doc:`../../bank/reconciliation/use_cases` +Once your payment is registered, do not forget to confirm it. You can also pay vendor bills from the +bill directly using the :guilabel:`Register Payment` button at the top of a vendor bill. +The form is the same, but the payment is directly linked to the bill and will be automatically +reconciled with it. diff --git a/content/applications/finance/accounting/payables/pay/sepa/sepa01.png b/content/applications/finance/accounting/payables/pay/sepa/sepa01.png deleted file mode 100644 index 116addb8e..000000000 Binary files a/content/applications/finance/accounting/payables/pay/sepa/sepa01.png and /dev/null differ diff --git a/content/applications/finance/accounting/payables/pay/sepa/sepa02.png b/content/applications/finance/accounting/payables/pay/sepa/sepa02.png deleted file mode 100644 index af3672474..000000000 Binary files a/content/applications/finance/accounting/payables/pay/sepa/sepa02.png and /dev/null differ diff --git a/content/applications/finance/accounting/payables/pay/sepa/sepa03.png b/content/applications/finance/accounting/payables/pay/sepa/sepa03.png deleted file mode 100644 index 5935eb667..000000000 Binary files a/content/applications/finance/accounting/payables/pay/sepa/sepa03.png and /dev/null differ diff --git a/content/applications/finance/accounting/payables/pay/sepa/sepa04.png b/content/applications/finance/accounting/payables/pay/sepa/sepa04.png deleted file mode 100644 index 9342ebb0d..000000000 Binary files a/content/applications/finance/accounting/payables/pay/sepa/sepa04.png and /dev/null differ