[ADD] accounting: add a new doc about Invoice Online Payment (#678)

- This doc replaces the one about Credit Cards.

  - removed accounting/receivables/customer_payments/credit_cards.rst

- The content related to Credit Cards has been moved to general/payment_acquirers/payment_acquirers.rst
- redirection:

  - accounting/receivables/customer_payments/credit_cards.rst accounting/receivables/customer_payments/online_payment.rst

accounting/receivables/customer_payments.rst

@@ -6,7 +6,7 @@ Customer Payments
    :titlesonly:
 
    customer_payments/recording
-   customer_payments/credit_cards
+   customer_payments/online_payment
    customer_payments/check
    customer_payments/batch_sdd
    customer_payments/followup

accounting/receivables/customer_payments/credit_cards.rst

@@ -1,167 +0,0 @@
-=========================================
-Register credit card payments on invoices
-=========================================
-
-There are two ways to handle payments received by credit cards. Odoo
-support both approaches so that you can use the one that better fits
-your habits.
-
-1. **Undeposited Funds** (mostly used in european countries): once you
-   receive the credit card payment authorization, you record a
-   payment by credit card on the invoice (using a Credit card
-   journal and posted on the Undeposited Fund account). Then, once
-   the credit card payments arrives in your bank account, move money
-   from Undeposited Funds to your bank account.
-
-2. **One journal entry only** (mostly used in the U.S.): once your
-   receive the credit card payment, you record a payment on your
-   bank, paid by credit card, without going through the Undeposited
-   Funds. Once you process your bank statement, you do the matching
-   with your bank feed and the credit card payment, without creating
-   a dedicated journal entry .
-
-We recommend the first approach as it is more accurate (your bank
-account balance is accurate, taking into accounts credit cards that have
-not been cashed yet). Both approaches require the same effort.
-
-If you use eCommerce and an automated payment gateway, you will only
-need to take care of the bank reconciliation part as paid invoice will
-be automatically recorded in the right journal. You will use the second
-approach.
-
-Even if the first method is cleaner, Odoo support the second approach
-because some accountants are used to it (*QuickBooks* and *Peachtree*
-users).
-
-Option 1: Undeposited Funds
-===========================
-
-Configuration
--------------
-
-On the Accounting module, go to :menuselection:`Configuration --> Journals --> Create`
-
-Create a Journal called 'Credit card payments' with the following data:
-
--  **Journal Name**: Credit card
--  **Default debit account**: Credit cards
--  **Default credit account**: Credit cards
-
-The account type should be "Credit Card". Once it's done, don't forget to set the "Credit cards" account as "Allow
-Reconciliation".
-
-.. image:: ./media/credit01.png
-  :align: center
-
-From credit card payments to bank statements
---------------------------------------------
-
-The first way to handle credit cards is to create a credit card journal.
-Thus, credit cards become a payment method in itself and you will record
-two transactions.
-
-Once you receive a customer credit card payment, go to the related
-invoice and click on Register Payment. Fill in the information about the
-payment:
-
--  **Payment method**: Credit card
-
--  **Memo**: write the invoice reference
-
-.. image:: ./media/credit02.png
-  :align: center
-
-This operation will produce the following journal entry:
-
-+----------------------+-------------------+----------+----------+
-| Account              | Statement Match   | Debit    | Credit   |
-+======================+===================+==========+==========+
-| Account Receivable   |                   |          | 100.00   |
-+----------------------+-------------------+----------+----------+
-| Credit Cards         |                   | 100.00   |          |
-+----------------------+-------------------+----------+----------+
-
-The invoice is marked as paid as soon as you record the credit card
-payment.
-
-Then, once you get the bank statements, you will match this statement
-with the credit card that is in the 'Credit card' account.
-
-+----------------+-------------------+----------+----------+
-| Account        | Statement Match   | Debit    | Credit   |
-+================+===================+==========+==========+
-| Credit cards   | X                 |          | 100.00   |
-+----------------+-------------------+----------+----------+
-| Bank           |                   | 100.00   |          |
-+----------------+-------------------+----------+----------+
-
-If you use this approach to manage credit cards payments, you get the
-list of credit cards payments that have not been cashed in the "Credit
-card" account (accessible, for example, from the general ledger).
-
-.. note::
-   Both methods will produce the same data in your accounting at the end of the
-   process. But, if you have credit cards that have not been cashed, this one
-   is cleaner because those credit cards have not been reported yet on your bank
-   account.
-
-Option 2: One journal entry only
-================================
-
-Configuration
--------------
-
-There is nothing to configure if you plan to manage your credit cards
-using this method.
-
-From credit card payments to bank statements
---------------------------------------------
-
-Once you receive a customer credit card payment, go to the related
-invoice and click on Register Payment. Fill in the information about the
-payment:
-
--  **Payment method**: the bank that will be used for the deposit
-
--  **Memo**: write the credit card transaction number
-
-.. image:: ./media/credit03.png
-  :align: center
-
-The invoice is marked as paid as soon as the credit card payment has
-been recorded. Once you receive the bank statements, you will do the
-matching with the statement and this actual payment (technically: point
-this payment and relate it to the statement line).
-
-With this approach, you will get the following journal entry in your
-books:
-
-+----------------------+-------------------+----------+----------+
-| Account              | Statement Match   | Debit    | Credit   |
-+======================+===================+==========+==========+
-| Account Receivable   | X                 |          | 100.00   |
-+----------------------+-------------------+----------+----------+
-| Bank                 |                   | 100.00   |          |
-+----------------------+-------------------+----------+----------+
-
-.. tip::
-   You may also record the payment directly without going on the customer
-   invoice, using the top menu :menuselection:`Sales --> Payments`. This method may be more
-   convenient if you have a lot of credit cards to record in a batch but you
-   will have to reconcile entries afterwards (matching payments with invoices).
-
-If you use this approach to manage received credit cards, you can use
-the report "Bank Reconciliation Report" to verify which credit cards
-have been received or paid by the bank (this report is available from
-the "More" option from the Accounting dashboard on the related bank
-account).
-
-.. image:: ./media/credit04.png
-  :align: center
-
-.. seealso::
-   
-   * :doc:`recording`
-   * :doc:`../../bank/feeds/paypal`
-   * :doc:`check`
-   * :doc:`followup`

accounting/receivables/customer_payments/online_payment.rst

@@ -0,0 +1,45 @@
+======================
+Invoice Online Payment
+======================
+
+To make it more convenient for your customers to pay the invoices you issue, you can activate the
+**Invoice Online Payment** feature, which adds a *Pay Now* button on their **Customer Portal**. This
+allows your customers to see their invoices online and pay directly with their favorite payment
+method, making the payment process much easier.
+
+.. image:: media/online-payment-acquirers.png
+   :align: center
+   :alt: Payment acquirer choice after having clicked on "Pay Now"
+
+Configuration
+=============
+
+Make sure your :ref:`Payment Acquirers are correctly configured <payment_acquirers/configuration>`.
+
+.. note::
+   By default, ":doc:`Wire Transfer <../../../general/payment_acquirers/wire_transfer>`" is the only
+   Payment Acquirer activated, but you still have to fill out the payment details.
+
+To activate the Invoice Online Payment, go to :menuselection:`Accounting --> Configuration -->
+Customer Payments`, enable **Invoice Online Payment**, and click on *Save*.
+
+Customer Portal
+===============
+
+After issuing the invoice, click on *Send & Print* and send the invoice by email to the customer.
+They will receive an email with a link that redirects them to the invoice on their **Customer
+Portal**.
+
+.. image:: media/online-payment-view-invoice.png
+   :align: center
+   :alt: Email with a link to view the invoice online on the Customer Portal.
+
+They can choose which Payment Acquirer to use by clicking on *Pay Now*.
+
+.. image:: media/online-payment-pay-now.png
+   :align: center
+   :alt: "Pay now" button on an invoice in the Customer Portal.
+
+.. seealso::
+
+   - :doc:`../../../general/payment_acquirers/payment_acquirers`

accounting/receivables/customer_payments/recording.rst

@@ -121,7 +121,7 @@ payments.
 
 
 .. seealso::
-   - :doc:`credit_cards`
+   - :doc:`online_payment`
    - :doc:`../../bank/feeds/paypal`
    - :doc:`check`
    - :doc:`followup`

ecommerce/shopper_experience/payment_acquirer.rst

@@ -56,7 +56,7 @@ orders straight on.
    Select your **bank account** if you get paid immediately on your bank account. If you don't you
    can create a specific journal for the payment acquirer (type = Bank). That way, you can track
    online payments in an intermediary account of your books until you get paid into your bank
-   account (see :doc:`../../accounting/receivables/customer_payments/credit_cards`).
+   account (see :doc:`../../general/payment_acquirers/payment_acquirers`).
 
 
 Capture the payment after the delivery

redirects.txt

@@ -83,6 +83,7 @@ accounting/localizations/spain.rst accounting/fiscal_localizations/localizations
 accounting/localizations/switzerland.rst accounting/fiscal_localizations/localizations/switzerland.rst            # localizations/* --> fiscal_localizations/localizations/*
 accounting/payables/supplier_bills/bills_or_receipts.rst accounting/payables/supplier_bills/purchase_receipts.rst # bills_or_receipts.rst -> purchase_receipts.rst
 accounting/bank/reconciliation/configure.rst accounting/bank/reconciliation/reconciliation_models.rst             # configure -> reconciliation_models (#613)
+accounting/receivables/customer_payments/credit_cards.rst accounting/receivables/customer_payments/online_payment.rst # credit_cards -> online_payment
 
 social_marketing/social_marketing.rst social_marketing/overview.rst    # social_marketing/* -> overview/* (#578)