[IMP] accounting: SEPA

closes odoo/documentation#3098

Taskid: 2890089
X-original-commit: 5628762fae
Signed-off-by: Platteau Xavier (xpl) <xpl@odoo.com>
Signed-off-by: chiaraprattico <chpr@odoo.com>

content/applications/finance/accounting/payables/pay/sepa.rst

@@ -2,135 +2,86 @@
 Pay with SEPA
 =============
 
-SEPA, the Single Euro Payments Area, is a payment-integration initiative
+SEPA, the Single Euro Payments Area, is a payment-integration initiative of the European Union to
-of the European union for simplification of bank transfers denominated
+simplify bank transfers denominated in euros. SEPA allows you to send payment orders to your
-in EURO. SEPA allows you to send payment orders to your bank to automate
+bank to automate bank wire transfers.
-bank wire transfer.
 
-SEPA is supported by the banks of the 28 EU member states as well as
+SEPA is supported by the banks of the 27 EU member states, as well as:
-Iceland, Norway, Switzerland, Andorra, Monaco and San Marino.
 
-With Odoo, once you decide to pay a vendor, you can select to pay the
+EFTA countries:
-bill with SEPA. Then, at the end of the day, the manager can generate
-the SEPA file containing all bank wire transfers and send it to the
-bank.
 
-By default,the file follows the SEPA Credit Transfer **'pain.001.001.03'**
+- Iceland;
-specifications. This is a well-defined standard that makes consensus
+- Liechtenstein;
-among banks. However, according to the country set on your company,
+- Norway;
-another format can be used : **'pain.001.001.03.ch.02'** for Switzerland
+- Switzerland.
-and **'pain.001.003.03'** for Germany.
 
-Once the payments are processed by your bank, you can directly import
+Non-EEA SEPA countries:
-the account statement inside Odoo. The bank reconciliation process will
+
-seamlessly match the SEPA orders you sent to your bank with actual bank
+- Andorra;
-statements.
+- Monaco;
+- San Marino;
+- United Kingdom;
+- Vatican City State.
+
+Non-EEA territories:
+
+- Saint-Pierre-et-Miquelon;
+- Guernsey;
+- Jersey;
+- Isle of Man.
+
+When paying a bill in Odoo, you can select SEPA mandates as a payment option. At the day's end,
+you can generate the SEPA file containing all bank wire transfers and send it to the bank.
+
+By default, the file follows the SEPA Credit Transfer **'pain.001.001.03'** specifications. This is
+a well-defined standard among banks. However, for Swiss and German companies, other formats are used
+**'pain.001.001.03.ch.02'** for Switzerland and **'pain.001.003.03'** for Germany.
+
+Once the payments are processed by your bank, you can directly import the account statement in
+Odoo. The bank reconciliation process will seamlessly match the SEPA orders you sent to your bank
+with actual bank statements.
 
 Configuration
 =============
 
-Install the required module
+Activate SEPA Credit Transfer (SCT)
----------------------------
+-----------------------------------
 
-To pay suppliers with SEPA, you must install the **SEPA Credit Transfer**
+To pay suppliers with SEPA, you must activate the **SEPA Credit Transfer** setting. To do so, go to
-module. This module handle the process of generating SEPA files based on
+:menuselection:`Accounting --> Configuration --> Settings --> Vendor Payments: SEPA Credit Transfer
-Odoo payments.
+(SCT)`. By activating the setting and filling out your company data, you will be able to use the
+SCT option when paying your vendor.
 
 .. note::
-   According to your country and the chart of account you use, this module may
+   According to the localization package installed, the **SEPA Direct Debit** and **SEPA Credit
-   be installed by default.
+   Transfer** modules may be installed by default. If not, they need to be :doc:`installed
+   <../../../../general/apps_modules>`.
 
 Activate SEPA payment methods on banks
 --------------------------------------
 
-In order to allow payments by SEPA, you must activate the payment method
+From the accounting dashboard, click on the drop-down menu (:guilabel:`⋮`) on your bank journal and
-on related bank journals. From the accounting dashboard (the screen you
+select :guilabel:`Configuration`. Click the :guilabel:`Outgoing Payments` tab, and, if not already
-get when you enter the accounting application), click on "More" on your
+present, add :guilabel:`SEPA Credit Transfer` under :guilabel:`Payment Method`.
-bank account and select the "Settings" option.
 
-To activate SEPA, click the **Advanced Settings** tab and, in the **Payment
+Make sure to specify the IBAN account number (domestic account numbers do not work with SEPA) and
-Methods** part of the **Miscellaneous** section, check the box **Sepa Credit
+the BIC (bank identifier code) in the :guilabel:`Journal Entries` tab.
-Transfer**.
 
-Make sure to specify the IBAN account number (domestic account number
+Registering payments
-won't work with SEPA) and the BIC (bank identifier code) on your bank
+--------------------
-journal.
 
-.. note::
+You can register and vendor payments made with SEPA. To do so, go to :menuselection:`Accounting -->
-   By default, the payments you send using SEPA will use your company name as
+Vendors --> Payments`. When creating your payment, select :guilabel:`SEPA Credit Transfer` as the
-   initiating party name. This is what appears on the recipient's bank statement
+:guilabel:`Payment Method`.
-   in the **payment from** field. You can customize it in your company settings,
-   in the tab **Configuration**, under the **SEPA** section.
 
-.. image:: sepa/sepa01.png
+The first time you pay a vendor with SEPA, you have to fill in the :guilabel:`Recipient Bank
-  :align: center
+Account` field with the bank name, IBAN, and BIC (Bank Identifier Code). Odoo automatically verifies
+if the IBAN format is respected.
 
-Pay with SEPA
+For future payments to this vendor, Odoo will automatically suggest you the bank account, but it
-=============
+remains possible to select a new one.
 
-Register your payments
+Once your payment is registered, do not forget to confirm it. You can also pay vendor bills from the
-----------------------
+bill directly using the :guilabel:`Register Payment` button at the top of a vendor bill.
-
+The form is the same, but the payment is directly linked to the bill and will be automatically
-You can register a payment that is not related to a supplier bill. To do
+reconciled with it.
-so, use the top menu :menuselection:`Purchases --> Payments`. Register your
-payment and select a payment method by Sepa Credit Transfer.
-
-If it's the first time you pay this vendor, you will have to fill in the
-Recipient Bank Account field with, at least, the bank name, IBAN and BIC
-(Bank Identifier Code). Odoo will automatically verify the IBAN format.
-
-For future payments to this vendor, Odoo will propose you automatically
-the bank accounts but you will be able to select another one or create a
-new one.
-
-If you pay a specific supplier bill, put the reference of the bill in
-the **memo** field.
-
-.. image:: sepa/sepa02.png
-  :align: center
-
-Once your payment is registered, don't forget to Confirm it. You can
-also pay vendor bills from the bill directly using the Register Payment
-button on top of a vendor bill. The form is the same, but the payment is
-directly linked to the bill and will be automatically reconciled to it.
-
-Generate SEPA files
--------------------
-
-From your accounting dashboard, you should see if there are SEPA files
-to generate for every bank account.
-
-.. image:: sepa/sepa03.png
-  :align: center
-
-Click on the link to check all the payments that are ready to transfer
-via SEPA. Then, select all the payments you want to send (or check the
-top box to select all payment at once) and click on :menuselection:`More -->
-Download SEPA Payments`.
-
-.. image:: sepa/sepa04.png
-  :align: center
-
-Troubleshooting
-===============
-
-The bank refuses my SEPA file
------------------------------
-
-Ask your bank if they support the **SEPA Credit Transfer specification**
-(the SEPA pain version depends on the country set on your company). If
-they don't, or cannot provide relevant information, please forward the
-error message to your Odoo partner.
-
-There is no Bank Identifier Code recorded for bank account ...
---------------------------------------------------------------
-
-In order to send a SEPA payment, the recipient must be identified by a
-valid IBAN and BIC. If this message appear, you probably encoded an IBAN
-account for the partner you are paying but forgot to fill in the BIC
-field.
-
-.. seealso::
-   - :doc:`check`
-   - :doc:`../../bank/setup/bank_accounts`
-   - :doc:`../../bank/reconciliation/use_cases`